Beyond the Fever: A Deeper Look at Housing in Addis

Expanding on a previous critique of Addis Ababa's housing market, the author acknowledges that homeownership involves profound social dimensions beyond financial calculation. While the original piece focused on the financial irrationality of negative-carry mortgages, this article argues for a comprehensive approach combining housing market reforms with broader financial sector development to make homeownership a wise and sustainable choice rather than a desperate and financially draining compulsion.